5 Stages to Create a Budget:Stage 4

If you don’t have any money left over after your bills…you need to look at your budget and cut expenses. If you have some money left over then you need to look at your debts and start paying on the smallest debt until it is paid off and then move on to the next larger debt. If you have no debts…then you can start saving that extra money for something you really want…like a house, a car, kids someday…