jump to navigation

For some Really Great information on how to live cheap April 22, 2009

Posted by 2bdebtfree in Financial Debt Budget.
add a comment

You should visit www.ClarkHoward.com

He has great advice on ways to save money and not get ripped off.

He also offers a podcast that you can listen to for free. This is great to listen to for inspiration and motivation to become debt-free.

Get Organized. Cut Spending and Eliminated Debt!

If you are nearing retirement…Here is a great blog to visit. April 20, 2009

Posted by 2bdebtfree in Financial Debt Budget.
1 comment so far

retirementdialog.com

Retiring and staying out of debt.

Why being organized is important! April 19, 2009

Posted by 2bdebtfree in Financial Debt Budget.
Tags:
add a comment

Tonight, I was updating my totals after paying bills and my spreadsheet showed that we have now paid off $5,000 in debt so far this year and we know owe less $100,000 in debt. What a really exciting time for us. I hope you are doing as well. Keep going that is all I can say. Each bill paid off and each milestone reached is so much more exciting. You too can be on your way to being debt-free.

Debt Freedom: 3 Tips to Organize your Bills April 17, 2009

Posted by 2bdebtfree in Financial Debt Budget.
add a comment

Here are 3 Tips to help you become debt-free.

1. Have one place that you put all of your bills, excluding all other mail.

2. Create a spreadsheet with all of your bills and when they are due. That way you can keep track if you have paid each bill each month.

3. Use Electronic draft from a savings account to pay as many bills as you can.
Saves on stamps and have your money directly deposited in both your savings and checking. That way you never will overdraft your savings account.

BlogCatalog April 15, 2009

Posted by 2bdebtfree in Financial Debt Budget.
Tags: , , , , , , , , ,
add a comment

Personal Blogs - BlogCatalog Blog Directory

Happy Easter! I hope everyone gets a visit from the Easter Bunny. April 10, 2009

Posted by 2bdebtfree in Financial Debt Budget.
add a comment

I hope everyone finds atleast one golden egg this year. Whether you like them deviled or scrambled. This weekend find one way that you can give. Give your time, your money, or your heart. Don’t let the economy get you down. Enjoy the weekend with friends and family. Don’t blow the budget just have some fun. You can worry on Monday.

Join Today! Debt Freedom Class Social Network April 8, 2009

Posted by 2bdebtfree in Financial Debt Budget.
Tags: , , , , , , ,
add a comment

Today we launched the Debt Freedom Class Social Network. Join today at http://debtfreedomclass.ning.com/

Work together to learn to organize your bills, cut spending and eliminate your debt. Tell your friends and family now is the time to become debt free.

How much debt can you pay off in 3 months? April 6, 2009

Posted by 2bdebtfree in Financial Debt Budget.
Tags: , , , ,
add a comment

I hope everyone is keeping track of how much debt they have paid off so far this year. This is the best way to motivate a family to keep up the hard work and get your debt paid off as fast as you can. Drum roll please….From Jan. 1st, 2009 – March 31st 2009 we have paid off $4,650.84 of debt. That is an average of $51.67/a day that we have paid off. Now, that is not typical in any way. We have a had some really good things happen to us and we follow our plan to pay off debt. If you have a plan it can make a huge difference. Here are some of the good things that have happened so far this year…

We got a decent Tax refund that went straight to debt.

We received a refund on our escrow account because we changed home insurance.

I have another part-time job for the first 6 months of the year.

We stopped putting money away for retirement until we have paid off everything but the house debt.

If we can do it, so can you. Start paying off your debt now.

Baby Bill Blues…Don’t Cry for Us. April 4, 2009

Posted by 2bdebtfree in Financial Debt Budget.
Tags: , , , , , , , , , , , , ,
1 comment so far

In 2008, my wife and I decided that we needed to get on a budget. It wasn’t easy and we worked on it, month after month. At the beginning of the year, I took a second job and worked from home for 6 months to make some extra cash to pay for the baby delivery. We started to make progress in January, but in February everything was put on hold because I fell and broke my hand on some ice. This set us back around $2,500 and we then owed even more than what we did at the beginning of the year. But we worked hard, and paid our debts down and paid $11,700 in really 10 months. Did I forget to mention that we also had a baby in June! By the time the baby came we had already paid down our debt that we didn’t even include our debt from the baby delivery. We had all of our Baby Bills paid within 2 months because we had saved and planned for him to come.

Are Your Investments Going Down the Drain? April 3, 2009

Posted by 2bdebtfree in Financial Debt Budget.
add a comment

money_going_down_drain

The stock Market crash of 2008 and 2009 is very troubling for those that are in retirement. If you have more than 5 years until retirement you could be sitting on a goldmine. This is where if you are debt free you are able to purchase more mutual funds shares and buy while the market is on sale. Being debt free, means you can do that, if you’re not then don’t worry about the market. Worry about becoming debt free! Unless you are planning to start your own business or inventing something, your best wealth building tool is your job. You need to spend less than you make so that you have room to save for retirement, your kid’s college tuition and having fun later in life. Live on less than you make so that the market shifts don’t effect you.