Brown Bag It: This Summer for Lunch. June 24, 2009
Posted by 2bdebtfree in Quick Tips.Tags: all-inclusive, debt, debt-free, extra cash, extra money, getting out of debt, goal, grocery ads, healthy meals, newspaper, organized, Quick Tip, Save Money, spending, vacation
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You can sometimes find Banquet meals for less than $1.
A quick tip to save money is to not go out for lunch. Many execs and middle managers get comfortable going out with clients for lunch because they don’t have to pick up the check, but this can become a bad habit and even when they don’t have meetings they will still go out. It’s not that you have to bring your lunch all the time to work but it will save you money. Get organized and you can buy a frozen dinner for $1 – $3.50 or even bring leftovers for next to nothing. Most of the time you will spend anywhere from $5 – $12 for lunch. That’s 3 times as much! If you bring your lunch and just save that $4 each day, you will save an extra $1,000 each year for your budget. Just imagine, if you were someone that spends $12 on lunch every day, you could save up to $2,750 each year. You could use that money to pay down debt, use it for your next goal or spend that money on an all-inclusive vacation. This is a great way to save money and get out of debt. Watch the newspaper grocery ads for hot buys on frozen meals. Especially, at the first of the year, you can get some really great deals on healthy meals.
The Ikea showdown…Them vs. the Budget. May 24, 2009
Posted by 2bdebtfree in Financial Debt Budget.Tags: blow money, budget, organized, owe, owned, Save Money
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I know it’s hard to stay on budget, especially in the summer. There is so much to do…and places to go…and things to buy. Last weekend it was a trip to Ikea… now it could have been a disaster…had we not had a plan. My wife worked it out and planned so that she knew how much she was planning to spend and then put a little extra in for those impulse buys. I on the other hand had no plans. I’m a free spirit when it comes to spending and that can be bad. I go to the store for a few things and come back an hour later with a $100 bucks worth of stuff. That does not help with getting out of debt. I have to thank my wife, she’s just wonderful, for all she has to put up with while we get out of debt.
Plan budget for any major trips so that you know what it’s going to cost and how much you need to save. We got some great deals and stayed within our budget. If you ever go to Ikea check out their “as is section” before you leave. We got a TV stand already together for half the price. Wow, what a deal!
Join In: The Debt Freedom Class March 3, 2009
Posted by 2bdebtfree in Financial Debt Budget.Tags: budget, debt, freedom, organized, spending
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Let’s join together and become debt free. We’ve started this blog to help others like us get out of debt. We ‘ll be talking about ways to get organized, cut spending and creating a budget. We want your comments and suggestions to help others around the world become debt free. If you would, email us questions that you have and we will try to answer them the best way we can. With everyone forecasting doom and gloom for the economy, now, is the time to start preparing for your financial freedom.
Please email questions to: patrick@debtfreedomclass.com.
